I love guaranteed investment products. Benjamin Franklin was the one who said that nothing in life is guaranteed but death and taxes. Ben was wrong. Your retirement income can be guaranteed as well.

In part 3 and 4 of my series I used John as my example. Thanks for showing up John, but now we move over to Lisa. Lisa is an even bigger winner than John. She’s got less money to start with, but the benefits she receives are better than John’s

Lisa is 50 years old. She received an inheritance of $200,000 and wants to invest it.  Her intention is to retire at age 70 and wants to draw an income at that time.  Her biggest concern is protecting the inheritance against market loss, while maintaining an income stream.   Lisa investigates and proceeds with the Guaranteed Pension Plan Structure™.

Unfortunately, the same bad markets affect Lisa that affected John.   The value of her $200,000 is significantly less in 20 years when she is ready to draw an income.  However, because Lisa kept her money invested for 20 years, she has been bonused by the insurance company.  They have given her a notional bonus of $10,000 each year for 20 years.  That notional bonus equates to an additional $200,000.

Lisa hasn’t doubled her money, but what she has done, is increased the level from which the insurance company provides her with guaranteed income.  Lisa has guaranteed and increased how much income she can receive when she turns 70.

Just like John, Lisa wants 5% as a guaranteed income stream.  At 70, Lisa now gets 5% calculated from the $400,000 (her original $200,000 and the notional bonus of $200,000).  That means Lisa will receive $20,000 a year guaranteed for life.

This is like getting free money!

Check out the graph and call us to find out how Investors Source can do this for you.  A Do It Yourself Pension Plan starts at as little as $10,000.

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The Guaranteed Pension Plan Structure™ is the key to reducing stress going into retirement.

Contact our office today at 705-733-3338 and find out how we can get you started with a Do It Yourself Pension Plan.

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